Janet Lindsay
Chestnut Park
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    • What are Your Costs?
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416.925.9191
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Janet Lindsay
#1

25 YEARS*

1993 – 2016, 2018
In 2 Companies

Buyer's Guide

  • What are Your Costs?
  • What are Market Conditions?
  • Why a Pre-Approved Mortgage?
  • Elements of an Offer
  • Making an Offer
  • Home Inspections are a Must
  • Homeowner’s Insurance
  • Land Transfer Tax Toronto
  • Helpful Moving Tips
  • Why Hire a Legal professional?

Seller's Guide

  • What are Market Conditions?
  • Setting a Price
  • The Value of Your Home
  • Overpricing Your Home
  • Preparing a Market Plan
  • Listing Agreements
  • Show Your Home
  • Elements of an Offer

Market Updates

Chestnut Park Blog

Buyers

  • What are Your Costs?
  • What are Market Conditions?
  • Why a Pre-Approved Mortgage?
  • Elements of an Offer
  • Making an Offer
  • Home Inspections are a Must
  • Homeowner’s Insurance
  • Land Transfer Tax Toronto
  • Helpful Moving Tips
  • Why Hire a Legal professional?

Homeowner’s Insurance

When you purchase a home, consider how you will protect your investment.

Most mortgage lenders insist on fire insurance coverage at least equal to the loan amount or the building value, whichever is less.

You should also consider a homeowner’s policy that combines fire insurance on the building and its contents with personal liability coverage. Consult your general insurance agent or broker for professional advice on home insurance.

Mortgage Life Insurance

Mortgage life insurance (MLI) is inexpensive coverage on your life which protects your family or beneficiaries by paying off your outstanding mortgage in the event of your death. For just pennies a day, you will have peace of mind knowing your beneficiaries will be mortgage free. MLI premiums are based on two factors: your age and mortgage amount. Your premium is added to your mortgage payment so there’s no extra paperwork, and it remains the same until your mortgage is paid off. Joint coverage for spouses is also available.

Disability Insurance

Disability Insurance is important if your mortgage payments depend entirely or in part on your income. Disability insurance provides replacement income if an accident or illness prevents you from working.

Job Loss Mortgage Insurance

Recently insurance companies have started to offer Job Loss Mortgage Insurance. This insurance covers the mortgage payments in the event that you involuntarily lose your job.

Your first choice in Central Toronto $500 million in sales in the last five years!
Whether Buying Or Selling - Contact Janet Lindsay   |   Tel: (416) 925-9191   |   success@janetlindsay.com
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